Damages after deregulation - dynamic effects in the German motor vehicle insurance industry

Thomas Wein

Damages after deregulation - dynamic effects in the German motor vehicle insurance industry

Publikation: Beiträge in Zeitschriften › Zeitschriftenaufsätze › Forschung

Standard

Damages after deregulation - dynamic effects in the German motor vehicle insurance industry. / Wein, Thomas.
in: IFO-Studien, Jahrgang 47, Nr. 4, 2001, S. 505-529.

Publikation: Beiträge in Zeitschriften › Zeitschriftenaufsätze › Forschung

Bibtex

@article{bc869e5a71a3467695dbc2a6efa91519,

title = "Damages after deregulation - dynamic effects in the German motor vehicle insurance industry",

abstract = "Since 1994 the highly regulated German insurance market have been deregulated. Insurers have been allowed to calculate their premiums and to offer contracts without regulation. Especially in the motor vehicle insurance several innovations were introduced: age of car, garage, kilometers per year and so on are decisive to get rebates or additional premiums. According to the traditional literature about adverse selection the paper analyzes whether these tariff items are instruments to select better between low and high risks than before regulation. Age of car and kilometers variables seem to have such selecting effects for one or two years.",

keywords = "Economics, Kraftfahrzeughaftpflichtversicherung , Pr{\"a}miendifferenzierung , Risikogruppe ",

author = "Thomas Wein",

note = "Literaturverz. S. 528 - 529",

year = "2001",

language = "English",

volume = "47",

pages = "505--529",

journal = "IFO-Studien",

issn = "0018-9731",

publisher = "ifo Institut – Leibniz-Institut f{\"u}r Wirtschaftsforschung an der Universit{\"a}t M{\"u}nchen e. V. ",

number = "4",

}

RIS

TY - JOUR

T1 - Damages after deregulation - dynamic effects in the German motor vehicle insurance industry

AU - Wein, Thomas

N1 - Literaturverz. S. 528 - 529

PY - 2001

Y1 - 2001

N2 - Since 1994 the highly regulated German insurance market have been deregulated. Insurers have been allowed to calculate their premiums and to offer contracts without regulation. Especially in the motor vehicle insurance several innovations were introduced: age of car, garage, kilometers per year and so on are decisive to get rebates or additional premiums. According to the traditional literature about adverse selection the paper analyzes whether these tariff items are instruments to select better between low and high risks than before regulation. Age of car and kilometers variables seem to have such selecting effects for one or two years.

AB - Since 1994 the highly regulated German insurance market have been deregulated. Insurers have been allowed to calculate their premiums and to offer contracts without regulation. Especially in the motor vehicle insurance several innovations were introduced: age of car, garage, kilometers per year and so on are decisive to get rebates or additional premiums. According to the traditional literature about adverse selection the paper analyzes whether these tariff items are instruments to select better between low and high risks than before regulation. Age of car and kilometers variables seem to have such selecting effects for one or two years.

KW - Economics

KW - Kraftfahrzeughaftpflichtversicherung

KW - Prämiendifferenzierung

KW - Risikogruppe

M3 - Journal articles

VL - 47

SP - 505

EP - 529

JO - IFO-Studien

JF - IFO-Studien

SN - 0018-9731

IS - 4

ER -

In der gleichen Zeitschrift

Beschäftigungseffekte von Unternehmensgründungen

Wagner, J., 2001, in: IFO-Studien. 47, 1, S. 95-96 2 S.

Publikation: Beiträge in Zeitschriften › Rezensionen › Forschung

The creation and analysis of employer-employee matched data, ed. by John C. Haltiwanger ... The creation and analysis of employer-employee matched data /

Wagner, J., 2000, in: IFO-Studien. 46, 2, S. 283-285 3 S.

Publikation: Beiträge in Zeitschriften › Rezensionen › Forschung

Threshold values in German labor law and job dynamics in small firms: the case of disability law

Wagner, J., Schnabel, C. & Kölling, A., 2001, in: IFO-Studien. 47, 1, S. 65-75 11 S.

Publikation: Beiträge in Zeitschriften › Zeitschriftenaufsätze › Forschung