Charting the Emerging Business Ecosystem of Fintechs and Banks: Seven Types of Collaborative Business Models
Publikation: Beiträge in Sammelwerken › Aufsätze in Konferenzbänden › Forschung › begutachtet
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Twenty-Sixth European Conference on Information Systems (ECIS2018), Portsmouth,UK, 2018. Portsmouth: University of Portsmouth, 2018. 1592 (Research Papers; Band 104).
Publikation: Beiträge in Sammelwerken › Aufsätze in Konferenzbänden › Forschung › begutachtet
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RIS
TY - CHAP
T1 - Charting the Emerging Business Ecosystem of Fintechs and Banks
T2 - European Conference of Information Systems - ECIS 2018
AU - Schmidt, Julian
AU - Drews, Paul
AU - Schirmer, Ingrid
PY - 2018
Y1 - 2018
N2 - The competition and the collaboration of established banks and challenging fintechs are expected to dramatically change the future financial services business ecosystem. An ecosystem’s ability to attract new firms and to continuously evolve is of strategic importance for incumbent companies as well as for those who decide to join the ecosystem. In our study, we analyzed the business models of 286 in-ternational fintechs and banks. Based on this analysis, we present seven types of business models in which fintechs and banks collaborate. With these types, we contribute to research on fintechs by providing novel insights on how the ecosystem moves from competition among banks towards coopetition between banks and fintechs.
AB - The competition and the collaboration of established banks and challenging fintechs are expected to dramatically change the future financial services business ecosystem. An ecosystem’s ability to attract new firms and to continuously evolve is of strategic importance for incumbent companies as well as for those who decide to join the ecosystem. In our study, we analyzed the business models of 286 in-ternational fintechs and banks. Based on this analysis, we present seven types of business models in which fintechs and banks collaborate. With these types, we contribute to research on fintechs by providing novel insights on how the ecosystem moves from competition among banks towards coopetition between banks and fintechs.
KW - Business informatics
UR - http://ecis2018.eu/published-ecis-2018-papers/
M3 - Article in conference proceedings
T3 - Research Papers
BT - Twenty-Sixth European Conference on Information Systems (ECIS2018), Portsmouth,UK, 2018
PB - University of Portsmouth
CY - Portsmouth
Y2 - 23 June 2018 through 28 June 2018
ER -