Loan managers’ trust and credit access for SMEs

Research output: Journal contributionsJournal articlesResearchpeer-review

Authors

Research on relationship lending pays only marginal attention to the role of loan managers' trust in the managers of SMEs. Trust literature suggests that trust reduces agency costs. Thus, trust is expected to be positively related to the amount of short-term credit granted and negatively related to SMEs' risk of being credit constrained. Results from six banks characterised by a German culture and three banks characterised by an Italian culture suggest that this is indeed the case: SMEs that enjoy a high level of trust from loan managers obtain more credit and are less credit constrained.
Original languageEnglish
JournalJournal of Banking and Finance
Volume37
Issue number3
Pages (from-to)927-936
Number of pages10
DOIs
Publication statusPublished - 03.2013

Recently viewed

Researchers

  1. Simon Moebius

Publications

  1. Modellierung und Implementierung eines Order2Cash-Prozesses in verteilten Systemen
  2. Competence-Building in Sustainability
  3. Are levels of democracy affected by mass attitudes? Testing attainment and sustainment effects on democracy
  4. Pervasive Intelligence
  5. Der Reichsbote
  6. Erdgeschichte schreiben
  7. The Politics of Micro-Decisions:
  8. Organizing Creativity for Innovation
  9. Inner conflict resolution and self-empowerment as contribution for personal sustainability on the case of intentional community practices
  10. Effect of TiBor on the grain refinement and hot tearing susceptibility of AZ91D magnesium alloy
  11. Results of disseminating an online screen for eating disorders across the U.S.
  12. Sustainability Reporting as a Consequence of Environmental Orientation
  13. Windenergie: Sturm oder Flaute?
  14. Toward Learning Distributions of Distributions
  15. "Echte Kerle lesen doch!?"
  16. Political Representation in the EU
  17. Implementing education for sustainable development in the German school system
  18. Street Wisdom
  19. Developing and Evaluating Entrepreneurship Curricula
  20. LGVT
  21. Entrepreneurial orientation and business performance
  22. Martin Luthers »innerer Mensch«
  23. Umweltpolitik
  24. Art. 74: The "grossly unreasonable" unilateral determination of price or other contract terms and its substitution under the proposed Art 74 CESL
  25. The Assessment of Substitution Through Event Studies-An Application to Supply-Side Substitution in Berlin's Rental Market*
  26. (Re)Folding Zagreb
  27. Highly Flexible Final Production Stages
  28. Panta Rhei
  29. Bilanz machen!
  30. Anstelle des Staates
  31. Kant meets Minkowski
  32. From being there to being aware
  33. Wenn wir wüssten, was wir alles wissen!
  34. Informal Learning and Entrepreneurial Success
  35. Gender Differences in Grip-Strength Depending on Arousal and Valence of Emotions
  36. Case Study
  37. Learning or leaning